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salvageable

Salvageable Content After Fire, How to Get Cash Settlement ?

When you have damaged property after an unforeseen disaster, the salvageable process is integral in determining the outcome of your insurance claim — how much you will or won’t receive from your policy. Understanding the salvage process, however, can be extremely confusing. Fortunately, if you know what the term “salvageable” means, this will help you greatly in understanding the …

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builders risk insurance

What is Builders Risk Insurance and Why You Need

Builders Risk Insurance is a known form of property insurance, which has several definitions. Let’s discuss these definitions and why it’s important to have this type of insurance. Before you tacklel your next project, whether new construction or renovation. Let’s discuss the top 3 definitions below: Insurance definition: Also going by the name of “Course of …

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Property Damage

7 Frequently Asked Questions About Property Damage Insurance Claims

Incidents involving property damage occur any time of the year, all over the country. Understanding the process can make huge difference in the way your claim is handled, and whether or not you get the compensation you deserve. Filing property claims can often be tedious and frustrating, but asking the right questions can steer you …

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Building Ordinance Coverage

Why Building Ordinance Coverage and How You Benefit

Severe property losses are disheartening. The fact that an insurance policy covers the damage, they avoid the shock. However, a greater shock would be the cost of not having building ordinance as part of your policy. Let’s uncover the why and benefits of ordinance coverage. Black’s Law Meaning of Ordinance Ordinance — An authoritative law …

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actual cash value vs replacement cost value

Discover the Differences Between Actual Cash Value and Replacement Cost Value

Here are some common insurance terms you must learn after a disaster. Actual cash value (acv), replacement cost value (rcv) and depreciation. Let’s figure out the difference between the terms. What is Replacement Cost Value? The term “replacement cost value” is defined in your policy as the cost to replace the damaged property. With the …

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